Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee - Belleville, Ontario

Blake Miles

I worked with Brian McIlmoyle, LIT to get out from under debt. He was helpful, informative, and kind. There was no judgment or unpleasantness, and I learned a lot of helpful tips about staying out of debt and budgeting for personal wealth and success. Working with Brian and Hoyes, Michalos turned my life around as painlessly as I think is possible.

Kendell Ramdeen (kenshink1)

Let me start off by saying that Brian McIlmoyle at Hoyes & Michalos helped me change my financial situation 180 degrees. From the high level of knowledge regarding debt, credit and financial planning to the excellent customer service and honesty, I felt secure disclosing my financial matters and felt that I was in good hands. I was always given a great deal of help every step along the way, and whenever an associate was busy, there was always someone to help forward my concerns to whomever I needed to talk to. Thank you Hoyes and Michalos!

April Hockney

Hoyes, Michalos & Associates are ONE OF A KIND. Passionate people that want to help you. I needed help extremely bad. About to lose everything, no money left, debts still there!! I had no other choice to get help. I called this firm and they helped me immediately! Very quick and easy process to get debt free with an extremely low monthly payment compared to all the piling up debt payments. I would and have recommended Hoyes, Michalos & Associates to people to get some ease back in their life. Trust me, you won’t be disappointed!!

Fleming Kyle

Working with Brian McIImoyle at Hoyes.Michalos changed my life. Brian guided me through the Consumer Proposal and managed to lower my debt by over 80%. He was kind, patient and made me feel comfortable asking uncomfortable questions about my debt situation. Brian has literally saved my life. If you are like me and are drowning in debt, reach out to Hoyes.Michalos. It maybe the most important call of your life. I guarantee you will not regret it!
Fleming.

Moses Lv

I was struggling to make ends meet for years and I believed there was no way out expect to bite the bullet and be miserable for years. To my disbelief, I came across the concept of consumer proposals. The idea of reducing your debt by up to 80% sounded ludacris! After doing some research, I came across a Reddit thread of individuals discussing their success stories. One of those success stories expressed their gratitude to Hoyes Michalos as being the best, most trustworthy Licensed Trustee corporation. Reddit being a reputable "word to mouth" source of information and the comment being highly rated, I googled "best consumer proposal company Cananda" and with no surprise, Hoyes Michael was the first listed corporation. The consumer service, proposal process, and time it took from application to approval was all steamless, a delightful, and professional process. I feel the heavy mental burden of carrying high interest, multiple loan debt stress is dissolved and now I'm able to manage my finances, save, and budget without restless sleep. I highly highly recommend Hoyes Michalos to anyone in need, especially dire need of a financial reset! It was the best decision I made towards my financial situation! It completely changed the trajectory of my life and I'm forever grateful for Brian McIlmoyle for getting me through this! Bravo Zulu!

Adam Rossit

As life goes i made quite a few financial mistakes early on. I dug myself a hole that I wasn't able to get out of without some help. I went to Hoyes, Michalos & Associates off the recommendation of a family member. I was nervous, but they were amazing! Brian and Courtney truly understood my situation and helped me to understand many things about banking and the markets that I never knew. With their help and guidance I'm happy to say im debt free and the process was very easy. The customer service was fantastic and the payments were more than manageable. I cant thank them enough for helping me through this.

If you have any concerns or questions regarding your debt, I highly recommend this trustee!

Johnnie Karas

Brian and all his associates helped us navigate our financial situation after we had to exit our business. His advise, knowledge and understanding of our situation on a personal and professional level was amazing. Always professional, approachable and worked in the interest of us. Highly recommend you talk to him and his team if you feel there is no hope!

Deneika M

I stepped into Brian’s office a few years ago and I was extremely stressed due to my debts. Brian and his team were very helpful from the beginning and straight through to the end. Whenever I had any concerns regarding my payment or my consumer proposals they were readily available. A lot of people tend to suffer in silence because they fear being judged, what I will say is we all make mistakes and Brian and team will not judge you. Instead they will quickly and respectfully help you get back to your financial freedom. Thank you a lot Brian! You changed my life.